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Educational Non Cash Trust
Example trust, shown in full
This is the founding example trust behind our educational trust program. Anyone can review it right in the browser, no account needed. It has no distribution — no marking periods, no grade elevations, and no school or child payouts. Interest and the fixed daily feeder deposit stay in the trust, so the ending balance compounds year over year.
Original Deposit
$10,000.00
Market Ledger Value
$100,000.00
Annual Trust Rate
49.3% of Balance
Daily Feeder Deposit
2.5 units / day
Ledger Start
03/01/2024
This is the founding example trust that made the bank create the educational trust program. It has no distribution — no marking periods, no grade elevations, and no school or child payouts. A $10,000 deposit is recorded as a $100,000 market (bank) value (10x multiplier), earns 49.3% interest each year on the current balance, and also receives a fixed 2.5-unit daily feeder deposit (never a percentage of interest). Both the interest and the feeder deposits stay in the trust, so the ending balance becomes the next year's beginning balance and the trust compounds year over year.
| Year | Period Start | Opening Balance | Interest Earned (49.3%) | Feeder Deposits (2.5/day) | Ending Balance |
|---|---|---|---|---|---|
| 1 | 03/01/2024 | $100,000.00 | $49,300.00 | $900.00 | $150,200.00 |
| 2 | 03/01/2025 | $150,200.00 | $74,048.60 | $900.00 | $225,148.60 |
| 3 | 03/01/2026 | $225,148.60 | $110,998.26 | $900.00 | $337,046.86 |